Being Prepared Now will Save you Undue Stress Later

First, I want to express my heartfelt sympathy to the family, friends, and the incredible Start Here community who have endured weeks of unimaginable stress. The losses so many have faced are devastating, and it is hard to comprehend the widespread impact on so many communities that have recently experienced the recent fire storms. Sadly, what has happened in Southern California is no longer an isolated event. Extreme weather is becoming a new normal, leaving many of us feeling helpless. However, we can be proactive and be prepared - even though knowing where to start can feel overwhelming. Start Here can help! Below is a list of key items to back up and safeguard. Having secure, offsite copies of these essentials can protect your vital information and cherished memories during challenging times.

1. Personal and Family Documents

  • Birth certificates / Social Security cards

  • Marriage certificates

  • Driver’s licenses and state IDs / Passports and visas

  • Wills, powers of attorney, and living trusts

  • Property deeds, titles, and rental agreements

2. Financial Records

  • Bank account and credit card details

  • Tax returns (last 3–5 years)

  • Insurance policies (home, auto, health, life, etc.)

    Loan and mortgage agreements, as well as retirement and investment account details (if applicable)

3. Emergency Contact Information

  • Family members and close friends - Identify an out of state contact. Often times long-distance lines are established before local lines are and are less jammed.

  • Medical & Insurance providers

4. Medical Information

  • Prescriptions and medications list, for people and pets

  • Medical records and vaccination history

  • Health insurance cards

5. Photos and Memories

  • Digital backups of family photos, heirlooms, and keepsakes

  • Videos and home movies

  • Journals, letters, and sentimental documents

6. Legal and Business Documents

  • Contracts and agreements

  • Business licenses

  • Tax forms and business account details

7. Household Information

  • Home inventory (photos/videos of belongings for insurance claims)

  • Utility account information (water, electricity, internet, etc.)

  • Repair and service provider contacts

8. Technology and Account Details

  • Password managers can be a useful tool to help you remember all of your accounts including logins, passwords, and various software licenses

9. Emergency Preparedness Plans

  • Evacuation routes and meeting points

  • Review your emergency kits and have a go-bag checklist (like this one)

Once you’ve made your copies, where you store them is crucial. While having backup copies in your home is helpful, offsite and secure storage has become more essential than ever. Consider using a combination of backup methods, such as physical copies, external hard drives (EHDs), USB drives, and, most importantly, cloud storage. When selecting your cloud storage, be mindful of your privacy. Start Here recommends cloud storage platforms like TimeMachine, Backblaze, and Dropbox.

Lastly, let’s talk about your photos! I strongly encourage you to consider digitizing your most treasured memories. This doesn’t mean you need to digitize everything—although, if resources allow, it’s not a bad idea. At a minimum, focus on making a concerted effort to digitize and back up your most cherished images.

This is a lot of information to take in. Consider tackling this work in stages. Start with the most critical items on the list and work your way down. If you feel overwhelmed, Start Here is available to help! I’m committed to assisting my community, near and far. Whether you want to talk through this process or figure out where to begin, my calendar is open to you—let’s get started together!

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Taking Time to Reflect